Your Trusted Public Sector Benefits Partner

With over 50 years of experience in the public sector, we represent over 300,000 employees across the Southeastern United States.

Mark III understands the needs of local government and the K12 market intimately. See how we can provide innovative solutions for your employees and staff.

What We Offer

Providing value to employees with customized group benefit plans, services, & consulting

As an independent broker, we work for the customer and not any single insurance company so that we can provide the best products available at the highest level of customer service.

Mark III has assembled a team of expert finance officers, insurance carrier representatives, underwriters, and former top school officials. They each work for you – the employer and employee – to provide the best insurance solutions possible.

Employee Benefits Design & Implementation

With our large book of business, we use leverage and negotiation to offer best-in-class Section 125 plans to improve your employee recruitment and retention. Including dental, vision, accident, illness, cancer, FSA's and more.

Medical & Pharmacy Consulting

Mark III has worked in the Healthcare industry since 1986. These years of experience have allowed us to understand what works and what does not work in public sector health care administration.

Educational Enrollment Services

We offer an exceptional online system, a call center, and salaried benefits representatives who provide value to our clients for the employees to elect for coverage and for staff to administer benefits.

Innovative Benefits Technology Solutions

Our team consults with you, to provide the best enrollment and benefit administration platforms, building your plan rules into the system and providing data to payroll and the insurance carriers.

Employee Engagement & Communications Strategy

We think it is vital to have a healthy engagement & communications strategy to recruit talent. Our team provides simple, direct ways to help your employees take advantage of their benefits package.

Public Sector Groups

We consult and broker benefits for over 170 public sector clients spread throughout the Southeastern US.

Public Servants

We take pride in providing the best in-class benefits available to employees at our groups who dedicate their lives to serve.

Experienced Advisors 

With vast experience in benefits, insurance, risk management, technology, and finance, we commit nearly 50 full-time advisors and over 85 benefits counselors.


Don Browder founded Mark III in 1973 with a committment to honesty, integrity, and hard work serving others. This mission continues to this day. 


“Guilford County Schools is happy to renew our successful 125 program with Mark III Employee Benefits. Our District recently approved an extension of our current program as it is providing valuable benefits for our employees and Mark III also provides valuable tools and support that helps us administer this program efficiently and effectively. This program helps tremendously with our recruitment and retention efforts.”

Stephen Foster

Executive Director of Human Resources

Guilford County Schools

“Mark III has been very helpful with their staff providing our employees with excellent customer services. Mark III has also provided assistance with the interpretation and implementation of some of the legal aspects of the Affordable Health Care Act. We have found the staff and management to be extremely dedicated to timely response and excellent service. Thanks to Mark III our annual enrollment process goes very smoothly and our employees like the interaction and communication from the enrollment process.”

Kelly H. Klutz, CPA

Chief Financial Officer

Cabarrus County Schools

“Forsyth County selected Mark III in 1992 and at that time used their services to obtain term life insurance. Over the years they have added Short-Term Disability, Dental Insurance, Flexible Spending Accounts, and the final addition of Health Insurance. During this time, they have provided the County with exceptional service on every level. Mark III’s staff members are consummate professionals that go above and beyond. They are attentive, timely, and organized. They provide excellent services that allow us to, in turn, provide quality and affordable benefits to our employees.”

Staci Kelso

Benefits Administrator

Forsyth County Government

“I have worked with Jon Manfull and the team at Mark III for 8 years.  They are great to work with and are always available to help in any way they can. Our account manager Ginger Durbin is amazing and is always so helpful!  Jon is a fabulous resource of industry knowledge and is one of those people you look forward to seeing any time. They are great at offering new products and evaluating our current offerings and making recommendations.  Our enrollments each fall always run smoothly and the staff is so professional!  I highly recommend Mark III for all of your insurance needs!”

Tara Smith

Finance Department Assistant/Insurance Accountant

Johnson City Schools

“Mark III is partnering with us to look at benefit options for our upcoming enrollment. They provide a wide variety of options at better prices than we could secure on our own. The staff at Mark III is extremely knowledgeable on the legal aspects, current practices and market trends concerning benefit management. Excellent customer service, knowledgeable and dedicated staff offering outstanding benefit options with the best prices are some of the reasons I recommend Mark III without hesitation.”

Deborah Jolly

Director of Human Resources

City of Shelby

“It is with great pleasure that I write this letter of reference for Mark III Brokerage. I have worked with Mark III (since 2003), three years in Moore County and (since 2006) in Lee County. Mark III has surpassed all of my expectations of a broker. The care and sincerity of the staff of Mark III is beyond any that I have ever received. The organization is highly qualified and always in tune to the latest benefits strategies in the marketplace. Mark III is devoted to the objectives of the County and unfailingly handles our business with integrity and immediate response. Dedication to us, the customer and what is best for us is above reproach. Mark III is a professional organization that puts the needs of the client first always. Treating the client with respect and integrity; they have the unwavering desire to obtain the best products at the desired costs for the client.”

Joyce McGhee

Director of Human Resources

Lee County Government