{"id":33025,"date":"2023-07-20T07:35:10","date_gmt":"2023-07-20T11:35:10","guid":{"rendered":"https:\/\/markiiieb.com\/?page_id=33025"},"modified":"2023-07-28T07:45:31","modified_gmt":"2023-07-28T11:45:31","slug":"self-funded-cooperatives","status":"publish","type":"page","link":"https:\/\/markiiieb.com\/services\/self-funded-cooperatives\/","title":{"rendered":"Self-Funded Cooperatives"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Header&#8221; _builder_version=&#8221;4.17.4&#8243; _dynamic_attributes=&#8221;background_image&#8221; _module_preset=&#8221;default&#8221; background_color=&#8221;#f8f8f8&#8243; background_enable_color=&#8221;off&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_type=&#8221;circular&#8221; background_color_gradient_stops=&#8221;rgba(102,102,102,0) 0%|rgba(11,38,71,0.59) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;#000000&#8243; background_color_gradient_end=&#8221;rgba(0,0,0,0.17)&#8221; background_image=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9mZWF0dXJlZF9pbWFnZSIsInNldHRpbmdzIjp7fX0=@&#8221; custom_padding=&#8221;100px||0px||false|false&#8221; global_colors_info=&#8221;{%22gcid-01d52b91-888a-4360-8bf2-df06995b266a%22:%91%93}&#8221;][et_pb_row column_structure=&#8221;3_5,2_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.4&#8243; _dynamic_attributes=&#8221;content&#8221; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato|700|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;100px&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;72px&#8221; header_line_height=&#8221;1.2em&#8221; header_font_size_tablet=&#8221;60px&#8221; header_font_size_phone=&#8221;36px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; text_text_shadow_style=&#8221;preset3&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;30px||||false|false&#8221; custom_padding_tablet=&#8221;0px||||false|false&#8221; custom_padding_phone=&#8221;&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Work Sans||||||||&#8221; background_layout=&#8221;dark&#8221; text_font_size_tablet=&#8221;16px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; bg_img_2=&#8221;http:\/\/markiiieb.com\/wp-content\/uploads\/2019\/11\/business-05.jpg&#8221; admin_label=&#8221;About&#8221; module_id=&#8221;our-story&#8221; _builder_version=&#8221;4.17.4&#8243; background_image=&#8221;http:\/\/markiiieb.com\/wp-content\/uploads\/2019\/11\/investing-15.jpg&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_center&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Self-Funded Cooperatives<\/h3>\n<p>A self funded cooperative is just another intergovernmental agreement for public entities. It should be a financial vehicle to control and stratify claims costs, yet be flexible to accommodate different plan designs and bring a level of control that is rarely available in fully insured and self funded annual insurance contracts.<\/p>\n<p>This is a long term vehicle meant be budgetable, stable and predictable.<\/p>\n<p>Your managing partners which would include Mark III will also include legal, accounting, auditing and recordkeeping resources.<\/p>\n<p>The best part of your experience is a cooperative is the ability to make decisions as an owner\/partner of the cooperative rather than a customer of an insurance company.<\/p>\n<p>&nbsp;<\/p>\n<h4>Why your public entity should be\u2026<\/h4>\n<ul>\n<li>Transparency is all cost elements<\/li>\n<li>Plan design flexibility<\/li>\n<li>Proven track record of annual adjustments in the single digits<\/li>\n<li>Enhanced contract language<\/li>\n<li>Mitigation of risk elements to create stability<\/li>\n<li>Budget integrity annually<\/li>\n<li>Owner\/partner status<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.21.0&#8243; global_colors_info=&#8221;{}&#8221; header_2_font_size__hover=&#8221;26px&#8221; header_2_font_size__hover_enabled=&#8221;26px&#8221; header_2_letter_spacing__hover=&#8221;0px&#8221; header_2_letter_spacing__hover_enabled=&#8221;0px&#8221; header_2_line_height__hover=&#8221;1em&#8221; header_2_line_height__hover_enabled=&#8221;1em&#8221; header_2_text_shadow_style__hover=&#8221;none&#8221; header_2_text_shadow_style__hover_enabled=&#8221;none&#8221; header_2_text_shadow_color__hover=&#8221;rgba(0,0,0,0.4)&#8221; header_2_text_shadow_color__hover_enabled=&#8221;rgba(0,0,0,0.4)&#8221;]<\/p>\n<h4>How to start a co-oP<\/h4>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Gauge public entity interest<\/li>\n<li>Secure participation of insurance network, Rx program and stop loss<\/li>\n<li>Develop legal documents according to state laws and regulations<\/li>\n<li>Design cash flow through accounting firm to handle the cooperative financial obligations<\/li>\n<li>Provide necessary underwriting protocols to maintain standard of budgetable, stable and predictable<\/li>\n<li>Provide quotes to all interested parties<\/li>\n<li>Support public entity management to secure board\/council approval<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.21.0&#8243; global_colors_info=&#8221;{}&#8221; header_2_font_size__hover=&#8221;26px&#8221; header_2_font_size__hover_enabled=&#8221;26px&#8221; header_2_letter_spacing__hover=&#8221;0px&#8221; header_2_letter_spacing__hover_enabled=&#8221;0px&#8221; header_2_line_height__hover=&#8221;1em&#8221; header_2_line_height__hover_enabled=&#8221;1em&#8221; header_2_text_shadow_style__hover=&#8221;none&#8221; header_2_text_shadow_style__hover_enabled=&#8221;none&#8221; header_2_text_shadow_color__hover=&#8221;rgba(0,0,0,0.4)&#8221; header_2_text_shadow_color__hover_enabled=&#8221;rgba(0,0,0,0.4)&#8221;]<\/p>\n<h4>How to Maintain a Co-Op<\/h4>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Provide ongoing service on a macro basis to the cooperative and micro basis to each public entity<\/li>\n<li>Commit to quarterly meetings of the cooperative to discuss financial results and operational issues<\/li>\n<li>Solicit new membership to be voted on by existing members<\/li>\n<li>Promote the cooperative through participation in public entity conferences<\/li>\n<li>Consultants to stay abreast of changing dynamics in the insurance marketplace and provide the cooperative with advice<\/li>\n<li>Consider bringing the cooperative choices that mirror a \u201cbest of the best\u201d mentality<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/markiiieb.com\/wp-content\/uploads\/2023\/07\/2182981.jpg&#8221; alt=&#8221;Man Pointing Laptop Computer&#8221; title_text=&#8221;Photo by LinkedIn Sales Navigator&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_image src=&#8221;https:\/\/markiiieb.com\/wp-content\/uploads\/2022\/07\/portrait-of-multi-cultural-medical-team-standing-i-2022-02-02-04-51-49-utc-1.jpg&#8221; title_text=&#8221;Portrait Of Multi-Cultural Medical Team Standing In Hospital Corridor&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;My Approach&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#efefef&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||50px|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Results<\/h4>\n<h2>Success Stories<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Illinois Co-Op &#8211; 115 Public Entities, 14,000 Employees<\/h4>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/markiiieb.com\/wp-content\/uploads\/2023\/07\/IL-CoOp-2.png&#8221; title_text=&#8221;IL CoOp (2)&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;72%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>North Carolina Co-Op &#8211; 16 Public Entities, 7,000 Employees<\/h4>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/markiiieb.com\/wp-content\/uploads\/2023\/07\/NC-CoOp.png&#8221; title_text=&#8221;NC CoOp&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; width=&#8221;42%&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Approach&#8221; _builder_version=&#8221;4.16&#8243; background_image=&#8221;http:\/\/markiiieb.com\/wp-content\/uploads\/2019\/11\/investing-15.jpg&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_center&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_width_px__hover=&#8221;1080px&#8221; custom_width_px__hover_enabled=&#8221;1080px&#8221; custom_width_percent__hover=&#8221;80%&#8221; custom_width_percent__hover_enabled=&#8221;80%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; gutter_width__hover=&#8221;3&#8243; gutter_width__hover_enabled=&#8221;3&#8243; parallax_1__hover=&#8221;off&#8221; parallax_1__hover_enabled=&#8221;off&#8221; parallax_2__hover=&#8221;off&#8221; parallax_2__hover_enabled=&#8221;off&#8221; parallax_3__hover=&#8221;off&#8221; parallax_3__hover_enabled=&#8221;off&#8221; parallax_4__hover=&#8221;off&#8221; parallax_4__hover_enabled=&#8221;off&#8221; parallax_5__hover=&#8221;off&#8221; parallax_5__hover_enabled=&#8221;off&#8221; parallax_6__hover=&#8221;off&#8221; parallax_6__hover_enabled=&#8221;off&#8221; parallax_method_1__hover=&#8221;on&#8221; parallax_method_1__hover_enabled=&#8221;on&#8221; parallax_method_2__hover=&#8221;on&#8221; parallax_method_2__hover_enabled=&#8221;on&#8221; parallax_method_3__hover=&#8221;on&#8221; parallax_method_3__hover_enabled=&#8221;on&#8221; parallax_method_4__hover=&#8221;on&#8221; parallax_method_4__hover_enabled=&#8221;on&#8221; parallax_method_5__hover=&#8221;on&#8221; parallax_method_5__hover_enabled=&#8221;on&#8221; parallax_method_6__hover=&#8221;on&#8221; parallax_method_6__hover_enabled=&#8221;on&#8221; use_background_color_gradient__hover=&#8221;off&#8221; use_background_color_gradient__hover_enabled=&#8221;off&#8221; background_color_gradient_start__hover=&#8221;#2b87da&#8221; background_color_gradient_start__hover_enabled=&#8221;#2b87da&#8221; background_color_gradient_end__hover=&#8221;#29c4a9&#8243; background_color_gradient_end__hover_enabled=&#8221;#29c4a9&#8243; background_color_gradient_type__hover=&#8221;linear&#8221; background_color_gradient_type__hover_enabled=&#8221;linear&#8221; background_color_gradient_direction__hover=&#8221;180deg&#8221; background_color_gradient_direction__hover_enabled=&#8221;180deg&#8221; background_color_gradient_direction_radial__hover=&#8221;center&#8221; background_color_gradient_direction_radial__hover_enabled=&#8221;center&#8221; background_color_gradient_start_position__hover=&#8221;0%&#8221; background_color_gradient_start_position__hover_enabled=&#8221;0%&#8221; background_color_gradient_end_position__hover=&#8221;100%&#8221; background_color_gradient_end_position__hover_enabled=&#8221;100%&#8221; background_color_gradient_overlays_image__hover=&#8221;off&#8221; background_color_gradient_overlays_image__hover_enabled=&#8221;off&#8221; parallax__hover=&#8221;off&#8221; parallax__hover_enabled=&#8221;off&#8221; parallax_method__hover=&#8221;on&#8221; parallax_method__hover_enabled=&#8221;on&#8221; background_size__hover=&#8221;cover&#8221; background_size__hover_enabled=&#8221;cover&#8221; background_position__hover=&#8221;center&#8221; background_position__hover_enabled=&#8221;center&#8221; background_repeat__hover=&#8221;no-repeat&#8221; background_repeat__hover_enabled=&#8221;no-repeat&#8221; background_blend__hover=&#8221;normal&#8221; background_blend__hover_enabled=&#8221;normal&#8221; allow_player_pause__hover=&#8221;off&#8221; allow_player_pause__hover_enabled=&#8221;off&#8221; background_video_pause_outside_viewport__hover=&#8221;on&#8221; background_video_pause_outside_viewport__hover_enabled=&#8221;on&#8221; make_fullwidth__hover=&#8221;off&#8221; make_fullwidth__hover_enabled=&#8221;off&#8221; use_custom_width__hover=&#8221;off&#8221; use_custom_width__hover_enabled=&#8221;off&#8221; width_unit__hover=&#8221;on&#8221; width_unit__hover_enabled=&#8221;on&#8221; use_custom_gutter__hover=&#8221;off&#8221; use_custom_gutter__hover_enabled=&#8221;off&#8221; make_equal__hover=&#8221;off&#8221; make_equal__hover_enabled=&#8221;off&#8221; border_radii__hover=&#8221;on||||&#8221; border_radii__hover_enabled=&#8221;on||||&#8221; box_shadow_style__hover=&#8221;none&#8221; box_shadow_style__hover_enabled=&#8221;none&#8221; box_shadow_color__hover=&#8221;rgba(0,0,0,0.3)&#8221; box_shadow_color__hover_enabled=&#8221;rgba(0,0,0,0.3)&#8221; filter_hue_rotate__hover=&#8221;0deg&#8221; filter_hue_rotate__hover_enabled=&#8221;0deg&#8221; filter_saturate__hover=&#8221;100%&#8221; filter_saturate__hover_enabled=&#8221;100%&#8221; filter_brightness__hover=&#8221;100%&#8221; filter_brightness__hover_enabled=&#8221;100%&#8221; filter_contrast__hover=&#8221;100%&#8221; filter_contrast__hover_enabled=&#8221;100%&#8221; filter_invert__hover=&#8221;0%&#8221; filter_invert__hover_enabled=&#8221;0%&#8221; filter_sepia__hover=&#8221;0%&#8221; filter_sepia__hover_enabled=&#8221;0%&#8221; filter_opacity__hover=&#8221;100%&#8221; filter_opacity__hover_enabled=&#8221;100%&#8221; filter_blur__hover=&#8221;0px&#8221; filter_blur__hover_enabled=&#8221;0px&#8221; mix_blend_mode__hover=&#8221;normal&#8221; mix_blend_mode__hover_enabled=&#8221;normal&#8221; animation_style__hover=&#8221;none&#8221; animation_style__hover_enabled=&#8221;none&#8221; animation_repeat__hover=&#8221;once&#8221; animation_repeat__hover_enabled=&#8221;once&#8221; animation_direction__hover=&#8221;center&#8221; animation_direction__hover_enabled=&#8221;center&#8221; animation_duration__hover=&#8221;1000ms&#8221; animation_duration__hover_enabled=&#8221;1000ms&#8221; animation_delay__hover=&#8221;0ms&#8221; animation_delay__hover_enabled=&#8221;0ms&#8221; animation_intensity_slide__hover=&#8221;50%&#8221; animation_intensity_slide__hover_enabled=&#8221;50%&#8221; animation_intensity_zoom__hover=&#8221;50%&#8221; animation_intensity_zoom__hover_enabled=&#8221;50%&#8221; animation_intensity_flip__hover=&#8221;50%&#8221; animation_intensity_flip__hover_enabled=&#8221;50%&#8221; animation_intensity_fold__hover=&#8221;50%&#8221; animation_intensity_fold__hover_enabled=&#8221;50%&#8221; animation_intensity_roll__hover=&#8221;50%&#8221; animation_intensity_roll__hover_enabled=&#8221;50%&#8221; animation_starting_opacity__hover=&#8221;0%&#8221; animation_starting_opacity__hover_enabled=&#8221;0%&#8221; animation_speed_curve__hover=&#8221;ease-in-out&#8221; animation_speed_curve__hover_enabled=&#8221;ease-in-out&#8221; hover_transition_duration__hover=&#8221;300ms&#8221; hover_transition_duration__hover_enabled=&#8221;300ms&#8221; hover_transition_delay__hover=&#8221;0ms&#8221; hover_transition_delay__hover_enabled=&#8221;0ms&#8221; hover_transition_speed_curve__hover=&#8221;ease&#8221; hover_transition_speed_curve__hover_enabled=&#8221;ease&#8221; background_color_gradient_stops__hover=&#8221;#2b87da 0%|#29c4a9 100%&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;80px|||&#8221; custom_padding_tablet=&#8221;0px|||||&#8221; custom_padding_phone=&#8221;0px|||||&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Wholesale, Co-Broker Opportunities<\/h3>\n<p>In states, where Mark III does not have a definitive presence, we will consider working with brokers\/consultants with a presence in the public sector marketplace looking to build a cooperative to better control costs, achieve greater persistency and give their clients\/prospects a \u201ccutting edge\u201d solution.<\/p>\n<ul>\n<li>Mark III will work with your organization building the cooperative based on the tabs above<\/li>\n<li>We will educate your staff on how to now focus longer term rather than always a 12 month focus<\/li>\n<li>We will teach your staff how the insurance relationship, client relationship and primary vendors relationship becomes a partnership<\/li>\n<li>We will initially work with vendors that have market share and your firm feels the most comfortable working with<\/li>\n<li>We will work on a consulting fee basis until the cooperative is up and running, subsequently we will share in the revenue generated for a period certain<\/li>\n<li>We will show you how to elevate your firm\u2019s profile in the public entity space.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;https:\/\/markiiieb.com\/wp-content\/uploads\/2022\/07\/high-angle-view-of-doctor-giving-pen-to-patient-to-2021-09-01-14-45-39-utc.jpg&#8221; alt=&#8221;man in white t-shirt carrying girl in pink dress&#8221; title_text=&#8221;high angle view of doctor giving pen to patient to sign insurance claim form in clinic&#8221; align_tablet=&#8221;center&#8221; align_phone=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.17.4&#8243; background_image=&#8221;http:\/\/markiiieb.com\/wp-content\/uploads\/2019\/11\/investing-03.png&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_right&#8221; custom_padding=&#8221;40px|40px||&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_vertical=&#8221;40px&#8221; box_shadow_blur=&#8221;200px&#8221; box_shadow_spread=&#8221;-10px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;My Approach&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#efefef&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||50px|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.17.4&#8243; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Testimonials<\/h4>\n<h2>What They&#8217;re Saying<\/h2>\n<p>[\/et_pb_text][et_pb_testimonial author=&#8221;David Richardson&#8221; job_title=&#8221;Finance Director&#8221; quote_icon_color=&#8221;RGBA(255,255,255,0)&#8221; quote_icon_background_color=&#8221;RGBA(255,255,255,0)&#8221; portrait_width=&#8221;200px&#8221; portrait_height=&#8221;200px&#8221; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;1px&#8221; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; body_font=&#8221;||||||||&#8221; body_text_color=&#8221;rgba(0,0,0,0.55)&#8221; body_font_size=&#8221;18px&#8221; body_line_height=&#8221;1.8em&#8221; author_font=&#8221;Bitter|700|||||||&#8221; author_text_color=&#8221;#5081b4&#8243; author_font_size=&#8221;29px&#8221; position_font=&#8221;|700|on||||||&#8221; company_font=&#8221;|700|on||||||&#8221; use_background_color=&#8221;off&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; border_radii_portrait=&#8221;on|10px|10px|10px|10px&#8221; border_color_all_portrait=&#8221;RGBA(255,255,255,0)&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>&#8220;Gregg Aleman was the lead consultant and person responsible for developing the Pool\u2019s state-of-the-art organizational strategy and financial structure necessary for success.\u00a0 To this day, the IPBC\u2019s members benefit from a cost-predictable model that conventional health plans cannot match.\u00a0<\/p>\n<p>Mr. Aleman\u2019s knowledge, creativity and professionalism were major keys to the success of the IPBC during my many years served as treasurer of the organization.&#8221;<\/p>\n<p>[\/et_pb_testimonial][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n<span class=\"et_bloom_bottom_trigger\"><\/span>","protected":false},"excerpt":{"rendered":"<p>Self-Funded Cooperatives A self funded cooperative is just another intergovernmental agreement for public entities. It should be a financial vehicle to control and stratify claims costs, yet be flexible to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":33028,"parent":7,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":"","_links_to":"","_links_to_target":""},"_links":{"self":[{"href":"https:\/\/markiiieb.com\/wp-json\/wp\/v2\/pages\/33025"}],"collection":[{"href":"https:\/\/markiiieb.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/markiiieb.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/markiiieb.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/markiiieb.com\/wp-json\/wp\/v2\/comments?post=33025"}],"version-history":[{"count":9,"href":"https:\/\/markiiieb.com\/wp-json\/wp\/v2\/pages\/33025\/revisions"}],"predecessor-version":[{"id":33043,"href":"https:\/\/markiiieb.com\/wp-json\/wp\/v2\/pages\/33025\/revisions\/33043"}],"up":[{"embeddable":true,"href":"https:\/\/markiiieb.com\/wp-json\/wp\/v2\/pages\/7"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/markiiieb.com\/wp-json\/wp\/v2\/media\/33028"}],"wp:attachment":[{"href":"https:\/\/markiiieb.com\/wp-json\/wp\/v2\/media?parent=33025"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}